FAQ - Mill City Insurance


1. Do I have to wait for my current policy to expire before I switch to Mill City?

No, you can switch at any time. You won't have to deal with you old agent or visit the RMV. We handle everything for you.

2. Why do other companies ask me to pay 100% down payment?

In Massachusetts, many insurance companies require 100% if you've been cancelled in the last 24 months. But at Mill City, we finance EVERYONE no matter how many times you've been cancelled.

3. Do you offer plates in your office?

Yes we do! In most cases, you will not have to visit the RMV.

4. What forms of payment do you accept in your office?

We accept cash, money order, checks, and credit cards.

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Mill City Insurance is a leading online marketplace connecting consumers with insurance agents and companies, and we do not provide quotes directly to consumers. Mill City Insurance does not provide insurance nor are we a licensed insurance provider.

The lowest advertised rates are not necessarily available from all advertisers on our site. Mill City Insurance matches users to advertisers and insurance agents only after we've received certain information from you, and your rates may vary based on your coverage limits, deductibles, driving history, education, occupation, type of vehicle, and location, among other factors.